You don’t need to be rich. You just need this
FREE how-to book. Here’s how to get it . . .

It’s no secret.

College costs are going through the roof.

A four-year degree at a private university costs a staggering $181,480!

Even a public university education can set you back a whopping $80,360.

Monthly student loan payments after college average about $380 per month!

It’s more than most young adults and their families can bear.

But here’s good news . . .

There’s nearly $250 billion in financial aid available to students — with almost HALF of that ($120 billion) in FREE grant and scholarship money. That’s right. I said BILLIONS!

And we’re going to show you how you can get this money for your child or grandchild.

All you have to do is claim this amazing FREE book we’ve reserved for you. It’s called Graduate From College Debt-Free by Bart Astor.

How to Pay for College With No Debt or as Little as Possible!

Astor is a recognized expert in college financing and is the best-selling author of a dozen books on how to finance life’s transition from college to retirement.

You’ve probably seen or heard Bart on ABC’s Good Morning America, NPR’s Marketplace, AARP radio or Boomers Rock radio. He is also the publisher and founder of the College Planning Quarterly.

And his latest book, Graduate From College Debt-Free, is jam-packed with practical, smart and savvy ways to pay for college without falling into the trap of burdensome debt.

Bart is a passionate believer that any student should go to the college of his or her choice — regardless of cost.

In fact, Bart shows you how choosing to go to the most expensive private university may actually be cheaper than attending the local public college . . .

 . . . IF you know the right financing strategies.

Even if you haven’t saved one dime for college, Bart shows how you, your child or grandchild can still attend college without racking up tons of debt.

In Graduate From College Debt-Free, Bart reveals:

  • Why you don’t have to pay the full sticker price for college. What ALL colleges are required to tell you about a cheaper tuition alternative. Page 2
  • How to waive one full year of college costs. Easy once you know this. Page 17
  • The tax loophole that could add $28,000 a year in tax-free money to your college fund. Perfectly legal. Plus the $2,500 yearly tax credit you could be eligible for. Page 21
  • The three forms of student financial aid. Pros and cons of each and which ones could work for you. The discussion starts on page 23.
  • How to qualify for a merit-based scholarship. It’s not just about grades or financial need. What you must know to tap into this free money you don’t have to pay back! Page 34
  • Colleges require you to calculate the EFC — expected family contribution. Where to find the best formula so you’re eligible for the most financial aid possible. Page 36
  • How to qualify for a state educational grant . . . even if you don’t live in the state! Page 39
  • Veteran? Yes the GI Bill is alive and well. You could get $21,000 in tuition costs plus stipends for books and living expenses. And these benefits may be fully transferrable to non-veterans! The details are on page 43.
  • How to defer interest accruing on your student loan for months, even years. Little-known government secret makes it possible. Page 47
  • The best time to apply for financial aid. Plus the 7-point checklist to make applying easier. Miss the deadline and you could lose out on thousands of dollars. Page 53
  • The simplest way to prepay your college tuition and lock in tuition costs years ahead of time. Bonus: The funds may be withdrawn without a tax penalty! Page 99
  • Warning! Watch out for these college financing scams. You’ll only waste your money. Page 101
  • The common mistake many freshman students make which causes them to lose their financial aid. No, it’s not flunking out. Page 106
  • The 10 questions to ask yourself and your lender if you absolutely have to borrow money for school. Number 8 could save you thousands of dollars in interest. Page 115
  • Plus . . . the best loan repayment plan to fit your income and your budget. Page 118
  • The pros and cons of online courses. Cheaper? Better? Are they right for you? Page 134
  • And so much more!

Get Every Bit of the $250 Billion in Financial Aid
You’re Entitled to With This FREE Book!

Applying for college is difficult enough. But navigating the complicated madness of financial aid is hell. You simply don’t have the time to research all of your college financial aid options yourself. So Graduate From College Debt-Free does it for you in this easy-to-read book.

Plus, Bart shows you the actual online application screens and safely guides you step-by-step through the challenging world of filling out financial aid applications correctly.

One simple mistake and you could lose out on thousands of dollars!

And Bart reveals the wide range of grants and scholarships you may not know even exist. He even warns you about which scholarships aren’t worth your time. You’ll save hours and heartache on that one nugget alone.

You’ll be happy to know that Graduate From College Debt-Free contains no sneaky tricks or questionable actions. There’s no skirting of the law or anything that will get you in trouble with the IRS.

Instead you just get honest, straightforward financial aid strategies that work!

Bart wrote this book so that everyone has the opportunity to enjoy the higher income and quality of life that a college education brings — without worrying about the cost.

YOURS FREE With This Special Offer!

Graduate From College Debt-Free normally retails for $16.99. But I have a FREE copy for you reserved in your name. All I ask is that you pay the small $4.95 shipping and handling charges. I still have to pay the folks in the mail room.

And to help you save more money for college and grow your wealth even more, I’d like to give you a FREE 3-month trial subscription to Newsmax’s most popular personal finance advisory.

It’s called The Franklin Prosperity Report and it’s chock-full of money-making and money-saving ideas. This highly readable advisory is named after our Founding Father, Benjamin Franklin, who so aptly said “a penny saved is a penny earned.”

Well, today’s editors take Mr. Franklin’s money advice very seriously. Each month they unearth the latest secrets from the world’s best — and wealthiest — experts on how you can increase your financial well-being.

You’ll discover how to save better, spend smarter, and invest wisely with The Franklin Prosperity Report.

Simply claim your FREE copy of Graduate From College Debt-Free today and I’ll start your 3-month FREE trial subscription immediately.

Please be assured you are under no obligation to buy anything ever.

Get Your Degree With Money in the Bank!

So don’t wait. If you have a child or grandchild who one day will be attending college, you’ll want to get your hands on Graduate From College Debt-Free right away.

Discover how you can send your child off into the world without a crushing student loan. It’s easier than you think.

This may be the most important thing you can do to ensure your child or grandchild’s secure financial future. Order your free copy now. You’ll be glad you did.

Yours for a prosperous debt-free future,

Charles Hamilton
Finance Publisher

P.S. When you request your FREE copy of Graduate From College Debt-Free, I’ll also start your 3-month FREE trial subscription to our most popular financial advisory, The Franklin Prosperity Report. You pay just the $4.95 shipping and handling costs.


YES! I want my children or grandchildren to attend the college of their dreams — without burdening them with overwhelming student debt. Please rush me my FREE copy of Graduate From College Debt-Free. I simply pay a small $4.95 shipping charge. Please start my 3-month RISK-FREE trial subscription to The Franklin Prosperity Report. I am under NO obligation to buy anything ever.

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